Terms of Service

You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to use the Services. By creating an account or using the Platform, you represent and warrant that you meet this requirement and have the legal capacity to enter into a binding contract.

GDPQuery.ai provides an AI-powered macroeconomic research terminal and charting studio. Users can input natural language queries to retrieve, visualize, and analyze public economic data, as well as generate analyst-style commentary using our AI pipelines.

The Services are provided on an “AS IS” and “AS AVAILABLE” basis. You explicitly acknowledge and agree that:

• LLM Hallucinations & Errors: Our platform utilizes Large Language Models (LLMs) and automated data pipelines to generate data queries, perform calculations, and produce analytical commentary. While we strive for high precision, AI-generated outputs may contain factual errors, miscalculations, or “hallucinations.”
• No Guarantee of Accuracy: We do not warrant that the charts, data visualizations, or generated text are accurate, complete, reliable, or current.
• Independent Verification: You are solely responsible for independently verifying any data, chart, or analysis generated by GDPQuery.ai before publishing it or relying upon it in any professional capacity.

GDPQuery.ai is strictly an informational and educational research tool.

• None of the charts, data, AI-generated insights, or commentary provided by the Platform constitute financial, investment, trading, tax, or legal advice.
• We are not a registered investment advisor, broker-dealer, or financial institution.
• Zero Liability for Financial Losses: We bear absolutely zero liability for any financial losses, trading decisions, or investment strategies made based on outputs from our Platform. You assume all risks associated with your use of the data.

Our platform ingests and visualizes public economic data sourced from government and third-party APIs, including but not limited to the Federal Reserve Economic Data (FRED), the Bureau of Economic Analysis (BEA), the Bureau of Labor Statistics (BLS), Alpha Vantage, and the U.S. Census Bureau.

• Upstream Terms: By using GDPQuery.ai, you agree not to use our Platform in a manner that violates the upstream Terms of Service of these public data providers.
• Data Freshness & Revisions: You acknowledge that upstream economic data is subject to frequent revisions (e.g., advance, preliminary, and final estimates). We are not responsible for upstream data revisions, restatements, delayed release times, API outages, or underlying inaccuracies.

We offer different subscription tiers, including a Free tier and paid tiers (such as Creator and Enterprise).

• Credits: Analyst Credits are allocated based on your subscription tier as displayed in your account dashboard. We may also grant promotional credits at our discretion, including a one-time five-credit (+5) bonus for opting into our macroeconomic newsletter (limited to one grant per verified account). Promotional credits may be revoked for abuse (e.g., duplicate accounts, unverified-email farming).
• Third-Party Payment Processor: All payments are processed securely through our third-party payment processor, Stripe. We do not directly collect or store your full credit card information.
• Taxes: Subscription fees are exclusive of applicable federal, state, local, or other governmental sales, goods and services, or other taxes. You are responsible for paying all applicable taxes associated with your purchases, which will be calculated and added at checkout where required.
• Auto-Renewal: Paid subscriptions automatically renew at the end of each billing cycle (monthly or annually) unless canceled prior to the renewal date.
• Cancellation & Refunds: You may cancel your subscription at any time through your account settings. Cancellation will take effect at the end of your current billing cycle. We do not offer prorated refunds for mid-billing-cycle cancellations.
• Boost Packs: Purchases of additional “Boost Packs” (non-expiring Analyst Credits) are one-time transactions and are strictly non-refundable once purchased.

You agree to use GDPQuery.ai only for its intended purpose as a research terminal and charting studio. Users are encouraged to export their generated charts and data via our provided export tools. However, the following activities are strictly prohibited:

• Automated scraping, crawling, or extracting data/charts from the Platform using bots or undocumented scripts. (Note: This does not prohibit the standard rendering of our generated iframe embed codes on third-party websites).
• Excessive data extraction, exporting, or querying that disproportionately burdens our infrastructure or degrades platform performance for other users, as determined by our published rate limits and fair-use guidelines.
• Using our AI tools to generate, promote, or disseminate illegal, harassing, defamatory, hate speech, or otherwise harmful content.
• Reverse engineering, bypassing, or attempting to replicate our algorithms, AI routing, proprietary data processing, or versioning systems.
• Attempting to manipulate, bypass, or defraud our credit-tracking and billing systems.
• Removing, cropping, or obscuring the GDPQuery.ai watermark on Free tier image exports.
• Removing, editing, or obscuring the “Chart via GDPQuery.ai” (or equivalent) attribution line automatically appended to AI Copywriter drafts generated on the Free tier.
• Falsely claiming or implying that the Platform’s outputs are certified financial advice.

Our IP

We retain all right, title, and interest in and to the GDPQuery.ai platform, including the underlying codebase, UI/UX designs, algorithms, platform architecture, and branding. GDPQuery, GDPQuery.ai, and our associated logos are our trademarks; you may not use them without our prior written consent, except as they appear naturally on unmodified, exported charts.

Your IP

You own the specific, final exported charts, saved Studio canvases, custom prompts, embed configurations, and annotations you create using the Platform, provided that if you are on the Free tier, you maintain all required GDPQuery watermarks unaltered on image exports. You grant us a limited license to store, process, and display your user-generated content solely for the purpose of providing the Services to you.

We respect the intellectual property rights of others and comply with the Digital Millennium Copyright Act (DMCA). If you believe that content hosted on our Platform infringes upon your copyright, please notify our designated agent at legal@gdpquery.ai with the subject line “DMCA Takedown Request.” Your notice must include:

• A physical or electronic signature of the copyright owner or authorized representative;
• Identification of the copyrighted work claimed to have been infringed;
• Identification of the material that is claimed to be infringing and where it is located on the Platform;
• Your contact information (address, telephone number, and email);
• A statement that you have a good faith belief that use of the material is not authorized by the copyright owner, its agent, or the law; and
• A statement, made under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on their behalf.

Your privacy is important to us. By using the Platform, you acknowledge that we collect and process your data as outlined in our Privacy Policy.

• Cookies & Auth: We utilize necessary cookies and local storage tokens strictly to authenticate users and maintain session states.
• AI Processing & Data Usage: We log natural language queries, chat histories, and platform interactions to provide the Services, enforce rate limits, and improve our platform’s prompt engineering, routing pipelines, and caching systems. Your private queries and data are NOT used to train the underlying foundational Large Language Models provided by our third-party AI partners.
• Data Rights: Depending on your location, you may have specific rights regarding your personal data under regulations such as the GDPR or CCPA. Please refer to our Privacy Policy for details on exercising these rights.

• Notice and Cure: For non-security violations of these Terms, we will make reasonable efforts to provide you with notice and a 14-day opportunity to cure the breach before suspending or terminating your account.
• Immediate Termination: For severe violations, including fraud, abuse, automated scraping, or security threats, we reserve the right to suspend or terminate your account immediately and without notice.
• Post-Termination Data: Upon termination, your access to the Services will cease immediately. We reserve the right to permanently delete your account and all associated data (including saved Studio canvases, templates, and custom prompts) at our sole discretion. Furthermore, any live reporting embed iframes associated with your account may cease to function.

To the maximum extent permitted by law, in no event shall GDPQuery.ai, its founders, affiliates, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or goodwill, arising out of your use or inability to use the Services. Our total liability to you for any claims arising from these Terms shall not exceed the amount you paid to us in the twelve (12) months preceding the claim.

You agree to indemnify and hold harmless GDPQuery.ai from any claims, damages, losses, or legal fees arising from your breach of these Terms, your violation of any third-party rights, or your use of the Platform’s outputs in your own publications or financial decisions.

• Informal Resolution: Before filing a formal legal claim, you agree to attempt to resolve the dispute informally by contacting us at legal@gdpquery.ai. If a dispute is not resolved within thirty (30) days of submission, either party may initiate formal proceedings.
• Binding Arbitration: Any dispute, claim, or controversy arising out of or relating to these Terms shall be determined by binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. The arbitration shall take place in Denver, Colorado. The allocation of filing and arbitrator fees will be governed by the AAA rules.
• Exceptions: Either party may assert claims in small claims court if the claims qualify.
• Class Action Waiver: You and GDPQuery.ai agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

• Modifications to Terms: We reserve the right to modify these Terms at any time. We will notify you of material changes via an email to the address associated with your account. Minor or clarifying changes will be communicated by updating the “Last Updated” date at the top of this document. You are responsible for reviewing these Terms periodically. Your continued use of the Services following such notification constitutes your acceptance of the revised Terms.
• Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law principles.
• Severability: If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.
• Force Majeure: We shall not be liable for any failure or delay in performance due to causes beyond our reasonable control, including but not limited to acts of God, war, strikes, cloud infrastructure outages, or third-party API disruptions (e.g., FRED, BEA, BLS downtime).
• Assignment: You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. We may freely assign or transfer these Terms without restriction (e.g., in the event of an acquisition or merger).
• Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire, exclusive agreement between you and GDPQuery.ai regarding the Services, superseding any prior agreements or communications.